When you have a dog, it is costly, right? Aside from the everyday expenses like food, water, toys, bed, and many more, you also need to prepare for emergency.
Like humans, your dog can get sick too. When this happens are you sure you have enough funds to bring him to the veterinarian and have him treated? Does this mean that you need dog insurance?
How costly it is to have a dog?
Are you aware that there is no Medicare for dogs and vets are expensive? This is why pet insurance companies are growing. According to a research manager, there are three basic types of policy.
You can have the accident policy that will cover the expenses in case of accident. You can also choose the accident and illness policy. Lastly is the comprehensive policy that covers everything and this is costly.
Accident and illness cover averages $61 for dogs and $39 for cats per $1000 of cover.Accident-only cover sets owners back $36 a year for dogs and $33 for cats per $1000 of cover.
Pet insurance tends to become more expensive as pets age.
For instance, a seven-year-old dog would cost, on average, $22 more per $1000 a year in premiums than he would as a puppy.
This interesting article written by John Collett can be read at: http://www.smh.com.au/money/